Are you Turning 65 in Colorado??

For most people, turning 65 means you’re eligible for Original Medicare, Part A and Part B. This federal program provides hospital insurance and some medical insurance to older Americans and those under 65 with certain disabilities.

At this time, you may also choose to enroll in Medicare Part C, also called Medicare Advantage. These plans are available from private insurance companies and must offer the same benefits as Part A and Part B, but may add more coverage such as vision, dental, or prescription drug benefits. Or you could add a stand-alone Medicare prescription drug plan to your Original Medicare to receive prescription medication coverage. Medicare Supplement insurance (called Medigap) is also available to add to your Medicare coverage and help cover the “gaps” in Original Medicare.

This guidebook will help you understand:

  • The different parts of Medicare 
  • Important enrollment dates to be aware of
  • The #1 rule people ignore before they apply
  • 10 Questions to Ask before entering Medicare

Learn About Colorado Medicare Insurance including

Medicare Advantage Plans

  • Help pay for hospital costs, doctor's visits, and other medical services
  • Often include built-in Medicare prescription drug coverage (Part D)
  • Have an out-of-pocket maximum that helps limit health care expenses
  • Typically provide additional benefits, like health and wellness benefits, that Original Medicare does not cover
  • Have plan premiums not based on age or health
  • Combine benefits and services in one plan
  • Medicare Advantage Plans come in several different forms:
    • Health Maintenance Organizations (HMOs)
    • Preferred Provider Organizations (PPOs)
    • Point of Service (POS)
    • Private Fee-For-Service (PFFS)

Medicare Part D Plans

Medicare Part D Plans help cover the cost of the member's prescription drugs. Here are some of the main features of a Part D plan:

  • Provide help with the cost of prescription medications
  • Are only offered through private insurance companies
  • Are usually offered two ways:
    • As a standalone plan to add coverage to Original Medicare Parts A and B and to complement a Medicare Supplement plan
    • As part of a Medicare Advantage (Part C) Plan
  • Have a specific list of approved drugs they cover (called a formulary or drug list)

Medicare Supplement Plans

A Medicare Supplement plan (also known as “Medigap”) provides coverage in addition to Original Medicare. Here are the main features these plans offer:

  • Help reduce or eliminate money paid out of pocket for care received (deductibles, copayments and coinsurance)
  • Standardized plans that are identified by letters—A through N (Massachusetts, Minnesota and Wisconsin have their own standardized plans)
  • Are only offered through private insurance companies

We will not send you spam. We will never share, sell or rent your information to anyone, ever.

Your information is only used to contact you. By filling out this form you are giving our agency, Healthy Colorado Insurance permission to contact you about insurance plans such as Medicare Advantage Plans, Medicare Supplement Plans and Medicare Prescription Drug Plan.  This Guidebook is only designed as an educational document, for more detailed coverage information go to Medicare.gov.

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"Mitch is a very informed and responsive agent who made sure Jerome and I had the best Medicare plans for our individual needs.  He is also available for any questions you might have, before, during and after your insurance purchase."

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"They were able to help get my family squared away with insurance. Couldn't have been more helpful. Thank you"


Interested in Learning more?

Visit Healthy Colorado Insurance to learn all about the options available to you.  

They Specialize in Medicare Plans such as Medicare Advantage, Part D prescription plans, and Medicare Supplements in Denver, Colorado Springs, Boulder, Fort Collins, Greeley, Pueblo, Aurora, and all of Colorado

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